Selected Benchmark Bond Yields

Government of Canada Bond Yields

Marketable Bond Average Yields

Period 2018-12-07 2018-12-10 2018-12-11 2018-12-12 2018-12-13
1 to 3 Year1.981.982.012.042.04
3 to 5 Year2.012.012.032.072.09
5 to 10 Year2.042.032.052.092.12
Over 10 Years2.202.182.192.242.29

Selected Benchmark Bond Yields

Period 2018-12-072018-12-102018-12-112018-12-122018-12-13
2 Year2.002.012.032.062.06
3 Year2.012.012.032.062.06
5 Year2.002.002.022.062.08
7 Year2.022.022.042.082.10
10 Year2.072.052.072.122.15
Long-Term2.232.212.222.272.32
Real Return Bond - Long-Term0.720.720.750.800.85

Selected benchmark bond yields are based on mid-market closing yields of selected Government of Canada bond issues that mature approximately in the indicated terms. The bond issues used are not necessarily the ones with the remaining time to maturity that is the closest to the indicated term and may differ from other sources. The selected 2-, 5-, 10-, or 30-year issues are generally changed when a building benchmark bond is adopted by financial markets as a benchmark, typically after the last auction for that bond. The selected 3-year issue is usually updated at approximately the same time as changes are made to the 2-year, and sometimes with the 5-year. The selected 7-year issue is typically updated at approximately the same time as the 5- or 10-year benchmarks are changed. The current benchmark bond issues and their effective dates, shown in brackets, are as follows.

  • 2 year - 2020.11.01, 2.00% (2018.10.11);
  • 3 year - 2021.09.01, 0.75% (2018.09.28);
  • 5 year - 2023.09.01, 2.00 % (2018.08.24);
  • 7 year - 2024.06.01, 2.50% (2017.05.03);
  • 10 year - 2028.06.01, 2.00% (2018.04.26);
  • Long - 2048.12.01, 2.75% (2016.11.24);
  • RRB - 2044.12.01, 1.50% (2015.04.07)

Current Residential Mortgage Rates

Current variable mortgage rate is

5.00%

Current prime rate is

3.95%

    • Terms
    • Bank Rates
    • Payment Per $100k
    • Our Rates
    • Payment Per $100k
    • Savings
    • 6 Months
    • 3.34%
    • $490.86
    • 1.00%
    • $488.77
    • $2.09
    • 1 Year
    • 3.59%
    • $504.03
    • 3.49%
    • $498.74
    • $5.29
    • 2 Years
    • 3.74%
    • $512.02
    • 3.54%
    • $501.38
    • $10.64
    • 3 Years
    • 3.89%
    • $520.07
    • 3.65%
    • $507.22
    • $12.85
    • 4 Years
    • 3.94%
    • $522.77
    • 3.64%
    • $506.69
    • $16.08
    • 5 Years
    • 5.59%
    • $615.64
    • 3.59%
    • $504.03
    • $111.61
    • 7 Years
    • 5.80%
    • $627.97
    • 4.04%
    • $528.19
    • $99.78
    • 10 Years
    • 6.10%
    • $645.76
    • 4.14%
    • $533.64
    • $112.13
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.